Anyway, back to me... As I said before, never ever put too much informations about yourself on the internet. Because it's like exposing your home to the public full of thieves and random strangers. But maybe little of something will not hurt anyone including yourself. But yeah, I was thinking of joining the navy lately. Not because of I really want it, but because I am thinking that it would be an easy way to migrate my wife and my child to the States. And other than that, it would be great to grab the opportunity of having a free housing and full benefits for me and my family. And after Navy, the awesome part is going to be the awesomest to the awesome level in the awesome world. Its the job hunting. It's so easy... even the caveman can do it. OK... well, an ex-military caveman can do it.
Yesterday, I received a call from my Kumareng Icha with regards of some "seminar". And I asked her "what kind of seminar is it all about?" And she said "it's a seminar! basta seminar, It will help you out". I am pretty hesitant to attend because I have to work and besides I don't have any idea about that "seminar". Aside from those excuses, the location is quite far. But because she's my nice Kumare and I got nothing to do after work, I decided to go. So there I am, I arrived with my rugged clothes not having any idea that other people who also invited there are wearing formal business dress. Well what can I do? She didn't mention anything about it! I sweat out my butt driving just to get there on time and I almost lost the bumper of my poor car. Thanks to the face reaction of the guy who saw my car, he gave me an idea that something happened to the front of my car when I hit a pot hole. But enough of that. About the seminar... It was actually about life insurance. But it is not really just about that. On that seminar, I've learned about something that everybody does... Over spending money. The seminar pinched my heart and opened up my thoughts about financial management and how's my life is going to be when I retire. I don't want too much details about what happen, but the only thing that makes me think is my wife and I when we get old. I've been thinking about this just before I attend this seminar. I realized that I am now 28 years old and looking 2 years ahead to the age of 30's is not that far. I am getting old and I am just starting a life with my family , I haven't save anything at all. Like dude, I am halfway for being dirty old 60 wrinkled guy sitting on a wheel chair. It is depressing when I try to look back from my mistakes and stupid expenditures that I made before. I mean I worked my ass off with 2 jobs just to spend it like no more tomorrow. Zero savings, as in nothing! Just like now, I've been living the States for about 7 years now and I still don't have a permanent address. Hahhhh I need to pull this off and start thinking about what its gonna be when I reached my retirement age or when I die. I don't want credit cards or something that I can't say mine until I pay it off.
The great formula for planning to be financially stable that I've learned was "PAYCHECK minus SAVINGS equals EXPENDITURES", not "PAYCHECK minus EXPENDETURES equals SAVINGS".
Labels: all about russell
Hmmm...to quote:
"I am halfway for being dirty old 60 wrinkled guy sitting on a wheel chair".....
Ouch! I am less than 20 years away from that and I am hoping I won't be dirty nor wrinkled [not much anyway] and certainly free of a wheelchair's aid....
Having said that, at least you came to such realization this early and not when you are and I quote again: "I am halfway for being dirty old 60 wrinkled guy sitting on a wheel chair"...make sense?
Anyway, it's never too late. I'm sure you and Thet will do great. Start small and great things will happen...
Take care...
Juliana